# Lineage
> Rental property investing platform — one combined transaction for acquisition, lending, insurance, and property management.

Lineage helps individual investors buy and operate rental properties as simply as buying a stock. Our platform coordinates property selection, DSCR financing, landlord insurance, and ongoing property management through a vetted partner network.

## Authoritative content

- [About Lineage](https://www.lineagehq.com/about): Company background, leadership, and the team behind the platform.
- [How it works](https://www.lineagehq.com/how-it-works): Step-by-step of the Lineage transaction model.
- [Start your investment plan](https://www.lineagehq.com/start-here): How to begin — a free consultation with a Lineage Investment Consultant.
- [DSCR loans](https://www.lineagehq.com/lending): Rental-property financing without W2 income docs.
- [Landlord insurance](https://www.lineagehq.com/insurance): Coverage built for investment property owners.
- [Markets](https://www.lineagehq.com/markets): The metros we operate in and why.
- [Sample properties](https://www.lineagehq.com/properties): 24 real listings across 21 cities with price, rent estimate, and cap rate. No sign-up required.
- [For sellers](https://www.lineagehq.com/for-sellers): Selling a rental property to an investor through Lineage.
- [For property managers](https://www.lineagehq.com/for-property-managers): How PMs partner with Lineage.

## Learning resources

- [Learn hub](https://www.lineagehq.com/learn): Top-level entry point for guides, articles, glossary, and fundamentals.
- [Blog](https://www.lineagehq.com/learn/blog): Market briefings, DSCR analysis, operator economics.
- [Glossary](https://www.lineagehq.com/learn/glossary): Definitions for rental-investing terms.
- [Lunch & Learn](https://www.lineagehq.com/learn/webinars): Free 30-minute live sessions with Lineage CEO Ron Phillips, followed by live Q&A.

## Topics

- [Getting started](https://www.lineagehq.com/learn/blog/getting-started): Capital requirements, first-deal mechanics, and how to evaluate a property.
- [Lending](https://www.lineagehq.com/learn/blog/lending): DSCR loans, conventional comparison, qualifying ratios, rates, and scaling past ten properties.
- [Markets](https://www.lineagehq.com/learn/blog/markets): Rent-to-price ratios, employment fundamentals, landlord law, and metro profiles.
- [Strategy](https://www.lineagehq.com/learn/blog/strategy): Turnkey vs BRRRR, leverage, paydown vs the next property, REITs vs direct ownership.
- [Tax and finance](https://www.lineagehq.com/learn/blog/tax-finance): Depreciation, cost segregation, 1031 exchanges, and passive-loss rules.

## Calculators

- [Portfolio growth](https://www.lineagehq.com/learn/portfolio-calculator): How one rental compounds into several, and when the portfolio funds the next purchase.
- [DSCR loan](https://www.lineagehq.com/learn/dscr-loan-calculator): Whether a property's rent covers the mortgage well enough to qualify.
- [Refinance and reposition](https://www.lineagehq.com/learn/reposition-calculator): Cash available from a property you already own, and the monthly cost of taking it.

## Guides

- [Your first rental property](https://www.lineagehq.com/learn/guides/first-rental-property): What to know before buying your first investment property.
- [Understanding DSCR loans](https://www.lineagehq.com/learn/guides/understanding-dscr-loans): How investor loans work and why most Lineage investors use them.
- [Out-of-state investing](https://www.lineagehq.com/learn/guides/out-of-state-investing): Why the best rental markets aren't usually where you live.
- [Rental property tax strategy](https://www.lineagehq.com/learn/guides/rental-property-tax-strategy): Depreciation, cost segregation, 1031 exchanges, and passive-loss rules.
- [How to read a pro forma](https://www.lineagehq.com/learn/guides/how-to-read-a-pro-forma): Line-by-line walkthrough of the numbers behind every property.
- [Building a portfolio](https://www.lineagehq.com/learn/guides/building-a-portfolio): From 1 to 10 properties — when to buy, how equity compounds, scaling strategies.
- [After you buy](https://www.lineagehq.com/learn/guides/after-you-buy): Property manager handoff, tenant placement, maintenance, ongoing ownership.

## Key facts

- Average property close: about 22 days from contract, as few as two weeks when lending, insurance, and title line up
- Buyer transaction fee: $749 flat, paid only at close
- Property manager network: about 40 vetted firms
- Marketplace: investor.lineage.finance

## Authorship

Editorial content is written by Lineage employees. Author bylines on individual posts identify the contributor and their role.

## Sitemap

- https://www.lineagehq.com/sitemap.xml