DSCR loans and rental property financing
Conventional lenders underwrite you. DSCR lenders underwrite the property. That one difference is why most rental property investors who could qualify for a conventional mortgage choose DSCR anyway. No tax returns, no DTI ceiling, no cap on how many doors you own. The articles below cover how DSCR works, what it costs, and how to think about lending as you scale from one property to ten.
DSCR vs. conventional mortgage for investors
Both can work. But 85% of Lineage investors choose DSCR, even when they qualify for conventional. Here is why, and how to decide.
Read articleDSCR loans for self-employed investors
Self-employed borrowers often get rejected for rental mortgages. DSCR loans qualify based on property cash flow, not your tax returns.
Read articleWhat is a DSCR loan? Everything investors need to know
DSCR loans let investors finance rental properties based on income potential, not personal income. Learn how they work and why they're ideal for out-of-state investors.
Read articleTalk to an Investment Consultant
We help investors build rental property portfolios across the markets where the numbers actually work.
Talk to an Investment Consultant