Markets selected for rental investors

We invest where the properties cash flow from day one — strong rental demand, affordable entry points, and rental income that covers the mortgage. Here is where we are active.

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Every market we enter passes the same filter: cap rates that support DSCR ratios, strong rental demand driven by diverse employment, affordable price points between $150K and $350K per unit, available property management infrastructure, and neighborhoods in Class A and B areas only — no flood zones, no high-crime areas. If the math does not work, we do not go there.

Core market[Memphis, TN — city photo]

Memphis, TN

$175,000Median price
$1,350Avg rent
9.3%Gross yieldi
7.2%Cap ratei
650,000Population
Core market[Birmingham, AL — city photo]

Birmingham, AL

$165,000Median price
$1,250Avg rent
9.1%Gross yieldi
7.5%Cap ratei
200,000Population
Core market[Indianapolis, IN — city photo]

Indianapolis, IN

$195,000Median price
$1,450Avg rent
8.9%Gross yieldi
6.8%Cap ratei
887,000Population
Active market[Little Rock, AR — city photo]

Little Rock, AR

$155,000Median price
$1,150Avg rent
8.9%Gross yieldi
7.8%Cap ratei
202,000Population
Active market[Jacksonville, FL — city photo]

Jacksonville, FL

$225,000Median price
$1,550Avg rent
8.3%Gross yieldi
6.5%Cap ratei
985,000Population
Active market[San Antonio, TX — city photo]

San Antonio, TX

$210,000Median price
$1,400Avg rent
8.0%Gross yieldi
6.3%Cap ratei
1,580,000Population

Why these markets

Every market we operate in passes the same filter. If the math does not work, we do not go there.

Cash flow positive from day one

DSCR-qualifying markets mean the rental income covers the mortgage. That is not a coincidence — it is a selection criterion. Every market we enter supports positive cash flow at current rents and rates.

Diversified employment base

We do not invest in one-employer towns. These markets have healthcare, logistics, education, and government anchor employers that sustain rental demand through economic cycles.

Affordable entry points

$150K–$350K price points mean lower down payments and more accessible portfolio building. Your fifth property does not require a second mortgage on your primary residence.

What a deal looks like

A sample pro forma from the Lineage marketplace.

Memphis, TN — 3BR / 2BA

What you pay
Purchase price$175,000
Down payment (20%)$35,000
Lineage transaction fee$749
What it earns
Monthly rent$1,350
Monthly expenses (mortgage, insurance, PM, reserves)$1,140
Estimated monthly cash flow$210
Performance
DSCR ratioi1.15

This is a sample marketplace property, not a recommendation. Actual returns depend on vacancy, maintenance, rent growth, and market conditions. Every property on the Lineage marketplace includes a detailed pro forma.

Find the right market for your portfolio

Talk to us. We will help you figure out where to start — or where to grow.

Talk to an Investment Consultant