Markets selected for rental investors
We focus on markets where the numbers work from day one: strong rental demand, affordable entry points, and rental income that covers the mortgage. Here’s where we’re active.
Our markets
What a deal looks like
What you pay
The lender requires you to show proof of reserves equal to six times your total monthly housing payment (mortgage, property taxes, and insurance) held in a cash or investment account (including 401k, IRA).
Pre-negotiated seller incentive
Estimated upfront costs
Down payment is based on a professional investor who currently owns their primary home and has a minimum FICO score of 750 or above. Discuss with a consultant to learn more about personalized scenarios.
A credit card authorization of up to $1,000 will be collected when the order is placed to cover the appraisal fee. You will receive the appraisal report and invoice for your records.
What you earn
Income
Provided by the servicing property manager
Seller to provide 12 months of prepaid property management ($1,632)
Expenses
Current rate using the purchase price and county assessment
Current rate confirmed by seller
Provided by the servicing property manager
Quoted by Lineage Insurance
Quoted by Lineage Financial Services. 30-year fixed DSCR loan with a 10-year interest-only period. Edit assumptions.
This is a sample marketplace property, not a recommendation. Actual returns depend on vacancy, maintenance, rent growth, and market conditions. Every property on the Lineage marketplace includes a detailed pro forma.
Why these markets
Every market passes the same filter: cap rates that support DSCR, strong rental demand, price points between $150K and $350K, and established property management. If the math doesn’t work, we don’t go there.
Find the right market for your portfolio
We’ll help you figure out where to start, or where to grow.
Talk to an Investment Consultant