Real answers for real investors.

Guides, analysis, and straight talk on rental property investing. No fluff.

Articles

Learn from first principles

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Company

The Lineage approach: how we are making real estate investing work like a brokerage account

Schwab didn't invent stocks. They made investing accessible. Here is how Lineage is doing the same for rental property.

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Lending

DSCR loans vs. conventional mortgages: which is right for you?

Both can work. But 85% of Lineage investors choose DSCR — even when they qualify for conventional. Here is why.

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Getting Started

How much money do you need to buy a rental property?

For the price of a luxury car, you can own a cash-flowing asset that appreciates and generates tax deductions.

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Markets

Why we invest in Memphis, Birmingham, and Indianapolis

We don't pick markets randomly. Here is the data behind our three core markets.

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Lending

What is a DSCR loan? Everything investors need to know

DSCR loans let you qualify based on the property's cash flow — not your personal income. Here is how they work.

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Tax Strategy

Rental property tax benefits: what your CPA should be telling you

Depreciation, mortgage interest, cost segregation. Real estate is one of the most tax-advantaged asset classes.

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Get Real Podcast

Ron Phillips talks real estate investing, business building, and what it actually takes to build a rental portfolio. No hype. No seminars. Just real talk.

Ron Phillips, founder and CEO of Lineage, has been in real estate investing for over 20 years. Get Real is where he breaks down the strategies, market insights, and hard lessons that shaped how Lineage operates. New episodes regularly.

Building your first portfolio: the mistakes everyone makes

From W-2 to real estate: how high-earners diversify

Market selection in 2026: where the numbers actually work

Resources

Free Guides

Download our complete guides on the fundamentals of rental property investing.

Your First Rental Property

Everything you need to know before buying your first investment property.

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Understanding DSCR Loans

How investor loans work and why 85% of Lineage investors use them.

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Out-of-State Investing 101

Why the best rental markets probably aren't where you live.

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Tax Strategy

Depreciation, cost segregation, 1031 exchanges, and passive loss rules.

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How to Read a Pro Forma

Line-by-line walkthrough of the numbers behind every property.

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Building a Portfolio

From 1 to 10 properties. When to buy, how equity compounds, and scaling strategies.

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After You Buy

PM handoff, tenant placement, maintenance, and what ownership actually looks like.

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Glossary

Plain-language definitions of every term you'll encounter. No jargon, just clarity.

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Ready to build your portfolio?

Start with a free Wealth Plan — a conversation about your goals, your timeline, and the portfolio that gets you there.

Talk to an Investment Consultant