Own rental property without being a landlord
We bring the loan, the insurance, and a vetted local property manager into one closing. About 22 days from contract to the deed in your name.
Pick where you're starting. Your plan takes about a minute.
Where are you starting from?
An example. Drag either number to try yours.
Our list is long. Yours is three lines.
We bring the loan, the insurance, and a vetted local property manager into one closing. No chasing providers.
Before you buy
- Pre-negotiated homes in strong rental markets
- Third-party inspection and independent appraisal
- Major issues fixed before closing
- A full pro forma on every listing
- Rent based on actual leases
To close
- A DSCR loan, qualified on the rent
- Insurance placed before closing
- Title, document prep, and closing coordination
- Mobile notaries, wherever you are
- All of it in parallel, about 22 days
After closing
- A vetted local property managerPartner
- Tenant placement, maintenance, and rent collectionPartner
- Refinance and portfolio monitoring
- Your investment consultant stays with you
- 1
Build your plan
Your goals, your budget, and what it could build.
- 2
Pick a rental
Your investment consultant helps you choose. Every cost is on the pro forma.
- 3
Sign
Your Lineage fee: $749. That’s it.
You own the property. Not us.
Every property is titled in your name or your LLC. After that, most investors spend about 15 minutes a month.
Cash flow is only one of four returns.
A stock grows two ways. A rental grows four ways at once, and most of the wealth shows up as equity, not as the monthly check. That's what your plan measures.
Your plan counts appreciation, cash flow, and tax savings. It assumes an interest-only loan, so principal paydown is upside it leaves out.
How a rental builds wealth ›
Appreciation
Properties in strong rental markets gain value over time. Your equity grows alongside your cash flow.
Principal paydown
Every mortgage payment your tenant covers reduces your loan balance.
Cash flow
Monthly rent minus expenses, deposited to your account every month.
Tax benefits
Depreciation, expense deductions, and 1031 exchanges reduce your taxable income.
27 metros where the rent pays the mortgage.
Price points from $150K to $350K, strong rental demand, and landlord-friendly conditions. If the math doesn't work, we don't go there.
From plan to deed in three steps.
- Today, 2 minutes
Build your plan
No sign-up. See how many rentals your money could buy, and when.
- When you’re ready
Talk it through
A 30-minute call with an investment consultant about your goals, timeline, and budget.
- About 22 days later
Get the keys
Lending, insurance, title, and your property manager, coordinated in one closing.
Lineage works best if you
- Have $50K to $80K for a down payment and closing
- Want a portfolio without becoming an operator
- Can hold for 5 to 10 years
- Can set aside 6 months of expenses as a reserve
See what your money could build.
Your plan shows right away, no sign-up. Lineage's fee is $749, and you pay it only when you close.